{"id":9254,"date":"2026-06-25T21:50:35","date_gmt":"2026-06-25T21:50:35","guid":{"rendered":"https:\/\/www.eranovagroup.com\/?p=9254"},"modified":"2026-06-25T21:50:36","modified_gmt":"2026-06-25T21:50:36","slug":"yunanistanda-ev-satin-alma-rehberi-2026","status":"publish","type":"post","link":"https:\/\/www.eranovagroup.com\/yunanistanda-ev-satin-alma-rehberi-2026\/","title":{"rendered":"Yunanistan&#8217;da Ev Sat\u0131n Alma Rehberi 2026"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Yunanistan&#8217;da Ev Sat\u0131n Alma Rehberi 2026<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Golden Visa, Tapu S\u00fcreci ve Yat\u0131r\u0131m Stratejisi<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ERANOVA GROUP | eranovagroup.com<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">B\u00f6l\u00fcm 1: Neden Yunanistan? Temel Kavramlar ve Yat\u0131r\u0131mc\u0131 Tipleri<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\">Yunanistan Gayrimenkul Piyasas\u0131na Genel Bak\u0131\u015f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">2008 ekonomik krizinin ard\u0131ndan Yunanistan gayrimenkul fiyatlar\u0131 y\u0131llarca bask\u0131 alt\u0131nda kald\u0131. Ancak 2017&#8217;den itibaren tablo dramatik bi\u00e7imde de\u011fi\u015fti. Turizmin toparlanmas\u0131, kentsel d\u00f6n\u00fc\u015f\u00fcm projeleri ve Golden Visa program\u0131n\u0131n yaratt\u0131\u011f\u0131 yabanc\u0131 yat\u0131r\u0131mc\u0131 talebi, Atina ba\u015fta olmak \u00fczere bir\u00e7ok \u015fehirde ciddi bir fiyat art\u0131\u015f\u0131n\u0131 beraberinde getirdi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Buna kar\u015f\u0131n Yunanistan, 2026 itibar\u0131yla Paris, Londra, Amsterdam veya M\u00fcnih gibi Avrupa ba\u015fkentleriyle k\u0131yasland\u0131\u011f\u0131nda h\u00e2l\u00e2 g\u00f6rece eri\u015filebilir fiyat seviyesini korumaktad\u0131r. Atina merkezi i\u00e7in ortalama metrekare fiyat\u0131 3.000\u20135.500 \u20ac aral\u0131\u011f\u0131nda seyrederken, Riviera b\u00f6lgesinde bu rakam 5.000\u20139.000 \u20ac&#8217;ya \u00e7\u0131kabilmektedir. Pire ve Selanik ise 1.800\u20133.200 \u20ac aral\u0131\u011f\u0131yla daha uygun giri\u015f noktalar\u0131 sunmaktad\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Yat\u0131r\u0131m Amac\u0131n\u0131z\u0131 Belirleyin<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yunanistan&#8217;da gayrimenkul sat\u0131n almadan \u00f6nce cevaplaman\u0131z gereken en kritik soru \u015fudur: Bu yat\u0131r\u0131mdan ne bekliyorum?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yanl\u0131\u015f ama\u00e7la yap\u0131lan yat\u0131r\u0131m; hem hedefe ula\u015famaz hem de gereksiz maliyet ve hukuki risk do\u011furur. A\u015fa\u011f\u0131daki \u00fc\u00e7 temel profil en yayg\u0131n yat\u0131r\u0131mc\u0131 tiplerini \u00f6zetlemektedir:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Profil 1 \u2014 Golden Visa Odakl\u0131 Yat\u0131r\u0131mc\u0131<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Temel hedef: Avrupa&#8217;da oturum hakk\u0131 elde etmek.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu profil i\u00e7in \u00f6ncelik \u015funlard\u0131r:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Yat\u0131r\u0131m\u0131n b\u00f6lgeye g\u00f6re belirlenen minimum limite uygunlu\u011fu (bkz. B\u00f6l\u00fcm 2)<\/li>\n\n\n\n<li>M\u00fclk\u00fcn hukuki ve teknik incelemeden ge\u00e7mi\u015f olmas\u0131<\/li>\n\n\n\n<li>\u00d6demenin yasal ve belgelenebilir kanallardan yap\u0131lmas\u0131<\/li>\n\n\n\n<li>Sat\u0131n alma \u00f6ncesi avukat ve m\u00fchendis denetimi<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Profil 2 \u2014 Kira Geliri Odakl\u0131 Yat\u0131r\u0131mc\u0131<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Temel hedef: Euro bazl\u0131 d\u00fczenli pasif gelir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu profil i\u00e7in \u00f6ncelik \u015funlard\u0131r:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Br\u00fct kira getirisi (Atina merkezi: %3\u20135; Pire: %4\u20136; Selanik: %3,5\u20135)<\/li>\n\n\n\n<li>Uzun d\u00f6nem kirac\u0131 profili ve bo\u015f kalma riski<\/li>\n\n\n\n<li>K\u0131sa d\u00f6nem kiralama (Airbnb) i\u00e7in b\u00f6lge ve m\u00fclk tipi uygunlu\u011fu<\/li>\n\n\n\n<li>Y\u0131ll\u0131k bak\u0131m, sigorta ve y\u00f6netim maliyetleri<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Profil 3 \u2014 Uzun Vadeli Yerle\u015fim Planlayan Yat\u0131r\u0131mc\u0131<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Temel hedef: Avrupa&#8217;da ikinci bir ya\u015fam kurmak.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu profil i\u00e7in \u00f6ncelik \u015funlard\u0131r:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Okul, hastane ve toplu ta\u015f\u0131ma yak\u0131nl\u0131\u011f\u0131<\/li>\n\n\n\n<li>Uluslararas\u0131 okul se\u00e7enekleri (Marousi ve Glyfada \u00f6ne \u00e7\u0131kar)<\/li>\n\n\n\n<li>G\u00fcnl\u00fck ya\u015fam konforu ve kom\u015fuluk yap\u0131s\u0131<\/li>\n\n\n\n<li>Vatanda\u015fl\u0131k s\u00fcrecine haz\u0131rl\u0131k i\u00e7in fiili ikamet planlamas\u0131<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u26a0\ufe0f Ayn\u0131 b\u00fct\u00e7eyle yap\u0131lan iki yat\u0131r\u0131m, farkl\u0131 hedefler i\u00e7in tamamen farkl\u0131 sonu\u00e7lar do\u011furabilir. \u00d6nce hedefinizi netle\u015ftirmeden m\u00fclk aramaya ba\u015flamay\u0131n.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Golden Visa&#8217;ya Genel Bak\u0131\u015f: Her Ev Uygun De\u011fildir<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130nternette dola\u015fan en yayg\u0131n yanl\u0131\u015f bilgilerden biri \u015fudur: &#8216;Yunanistan&#8217;da 250.000 Euro&#8217;ya ev al, Golden Visa al.&#8217;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu bilgi 2024 itibar\u0131yla tamamen ge\u00e7erlili\u011fini yitirmi\u015ftir. 2026 y\u0131l\u0131nda yat\u0131r\u0131m limitleri b\u00f6lgeye ve m\u00fclk tipine g\u00f6re farkl\u0131la\u015fmakta olup yanl\u0131\u015f b\u00f6lgeden al\u0131nan do\u011fru fiyatl\u0131 bir ev Golden Visa ba\u015fvurusunu reddettirmeye yetebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ayr\u0131ca Golden Visa s\u00fcrecinde sat\u0131n alma ve ba\u015fvuru s\u0131ras\u0131 b\u00fcy\u00fck \u00f6nem ta\u015f\u0131r. M\u00fclk al\u0131nmadan \u00f6nce avukat se\u00e7ilmeli, hukuki inceleme yap\u0131lmal\u0131 ve t\u00fcm prosed\u00fcr do\u011fru s\u0131rayla y\u00fcr\u00fct\u00fclmelidir. Detaylar i\u00e7in B\u00f6l\u00fcm 2&#8217;ye bak\u0131n\u0131z.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">B\u00f6l\u00fcm 2: Ad\u0131m Ad\u0131m Sat\u0131n Alma S\u00fcreci \u2014 AFM&#8217;den Tapuya<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130nternette &#8216;Yunanistan&#8217;da ev almak \u00e7ok kolay&#8217; gibi ifadelere s\u0131k rastlan\u0131r. S\u00fcrecin kendisi ger\u00e7ekten y\u00f6netilebilir olmakla birlikte, ad\u0131mlar\u0131n yanl\u0131\u015f s\u0131rayla at\u0131lmas\u0131 ciddi sonu\u00e7lara yol a\u00e7abilir: Golden Visa ba\u015fvurusunun reddi, banka transferinin ge\u00e7ersiz say\u0131lmas\u0131 veya tapu devrinin iptal edilmesi bunlar\u0131n ba\u015f\u0131nda gelir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu b\u00f6l\u00fcm 2026 y\u0131l\u0131 g\u00fcncel uygulamalar\u0131na g\u00f6re haz\u0131rlanm\u0131\u015ft\u0131r. Ad\u0131mlar kronolojik s\u0131rayla verilmi\u015ftir; s\u0131ray\u0131 de\u011fi\u015ftirmeyin.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">B\u00f6lge Se\u00e7imi ve Golden Visa Limitleri (2026)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sat\u0131n alma s\u00fcrecine ba\u015flamadan \u00f6nce hedef b\u00f6lgenin Golden Visa limitini \u00f6\u011frenmek zorunludur. 2026 itibar\u0131yla Yunanistan iki temel yat\u0131r\u0131m baremi uygulamaktad\u0131r:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>B\u00f6lge<\/strong><\/td><td><strong>2026 Golden Visa Limiti<\/strong><\/td><td><strong>Notlar<\/strong><\/td><\/tr><tr><td>Atina Merkezi<\/td><td>800.000 \u20ac<\/td><td>Sermaye art\u0131\u015f\u0131 y\u00fcksek<\/td><\/tr><tr><td>Atina Rivieras\u0131 (Glyfada, Voula, Vouliagmeni)<\/td><td>800.000 \u20ac<\/td><td>L\u00fcks segment, deniz manzaras\u0131<\/td><\/tr><tr><td>Marousi<\/td><td>800.000 \u20ac<\/td><td>Kurumsal kirac\u0131 profili<\/td><\/tr><tr><td>Pire<\/td><td>800.000 \u20ac<\/td><td>G\u00fc\u00e7l\u00fc kira talebi, d\u00f6n\u00fc\u015f\u00fcm projeleri<\/td><\/tr><tr><td>Selanik<\/td><td>800.000 \u20ac<\/td><td>\u00d6\u011frenci ve gen\u00e7 profesyonel kitlesi<\/td><\/tr><tr><td>Halkidiki<\/td><td>400.000 \u20ac<\/td><td>Tatil evi, yazl\u0131k kullan\u0131m<\/td><\/tr><tr><td>Peloponez<\/td><td>400.000 \u20ac<\/td><td>Daha d\u00fc\u015f\u00fck giri\u015f maliyeti<\/td><\/tr><tr><td>Di\u011fer k\u0131rsal b\u00f6lgeler<\/td><td>400.000 \u20ac<\/td><td>B\u00f6lgeye g\u00f6re de\u011fi\u015febilir<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u26a0\ufe0f Bu limitler yasal d\u00fczenlemelerle de\u011fi\u015febilir. Sat\u0131n alma karar\u0131 \u00f6ncesinde g\u00fcncel mevzuat\u0131 mutlaka avukat\u0131n\u0131zla teyit edin.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Do\u011fru Kronoloji: 9 Ad\u0131m<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A\u015fa\u011f\u0131daki s\u0131ra 2026 y\u0131l\u0131 uygulamalar\u0131na g\u00f6re haz\u0131rlanm\u0131\u015ft\u0131r. \u00d6zellikle ilk \u00fc\u00e7 ad\u0131m\u0131n s\u0131ras\u0131 kritiktir; pratikte bu ad\u0131mlar atlanarak veya yer de\u011fi\u015ftirilerek ilerlenemez.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ad\u0131m 1 \u2014 Avukat Se\u00e7imi ve Vekaletname<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">S\u00fcrecin ilk ad\u0131m\u0131 avukat se\u00e7imidir. Di\u011fer hi\u00e7bir ad\u0131ma avukat atanmadan ge\u00e7ilmemelidir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avukat, yat\u0131r\u0131mc\u0131 ad\u0131na \u015fu i\u015flemleri y\u00fcr\u00fct\u00fcr:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AFM (vergi numaras\u0131) ba\u015fvurusu<\/li>\n\n\n\n<li>Banka hesab\u0131 a\u00e7\u0131l\u0131\u015f s\u00fcrecinin koordinasyonu<\/li>\n\n\n\n<li>Tapu ve kadastro incelemeleri<\/li>\n\n\n\n<li>Due Diligence (hukuki ara\u015ft\u0131rma)<\/li>\n\n\n\n<li>Sat\u0131\u015f s\u00f6zle\u015fmesi ve noter i\u015flemleri<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Vekaletname T\u00fcrkiye&#8217;deki bir noterde veya Yunanistan&#8217;a ilk ziyarette yerel noterde d\u00fczenlenebilir. Vekaletname olmadan avukat yasal olarak sizin ad\u0131n\u0131za hareket edemez.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Avukat\u0131n\u0131z\u0131n sat\u0131c\u0131 veya emlak dan\u0131\u015fman\u0131yla ba\u011flant\u0131s\u0131 olmamas\u0131na dikkat edin. Ba\u011f\u0131ms\u0131z avukat se\u00e7imi hukuki g\u00fcvencenizi art\u0131r\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ad\u0131m 2 \u2014 AFM (Vergi Kimlik Numaras\u0131) Al\u0131nmas\u0131<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">AFM, Yunanistan&#8217;daki her resmi i\u015flemin temel \u015fart\u0131d\u0131r. Avukat\u0131n\u0131z vekaletnameyle AFM&#8217;yi sizin ad\u0131n\u0131za vergi dairesinden (Eforia) al\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">AFM olmadan \u015fu i\u015flemler yap\u0131lamaz:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tapu devri<\/li>\n\n\n\n<li>Banka hesab\u0131 a\u00e7\u0131l\u0131\u015f\u0131<\/li>\n\n\n\n<li>Vergi \u00f6deme ve beyan\u0131<\/li>\n\n\n\n<li>Golden Visa ba\u015fvurusu<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u26a0\ufe0f Baz\u0131 kaynaklar AFM&#8217;yi d\u00f6rd\u00fcnc\u00fc veya be\u015finci s\u0131raya koyar. Bu hatal\u0131d\u0131r. Banka hesab\u0131 a\u00e7mak ve hukuki i\u015flemleri ba\u015flatmak i\u00e7in AFM&#8217;ye \u00f6nce ihtiya\u00e7 vard\u0131r.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ad\u0131m 3 \u2014 Banka Hesab\u0131 A\u00e7\u0131l\u0131\u015f\u0131 (Golden Visa \u0130\u00e7in Zorunlu)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Golden Visa ba\u015fvurusu yapacak yat\u0131r\u0131mc\u0131lar i\u00e7in bu ad\u0131m zorunludur ve s\u0131kl\u0131kla yanl\u0131\u015f anla\u015f\u0131lmaktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yayg\u0131n yanl\u0131\u015f bilgi: &#8216;Para do\u011frudan T\u00fcrkiye&#8217;deki bankadan sat\u0131c\u0131n\u0131n Yunanistan hesab\u0131na g\u00f6nderilebilir.&#8217;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u26a0\ufe0f Bu bilgi Golden Visa ba\u015fvurular\u0131 i\u00e7in tamamen yanl\u0131\u015ft\u0131r. Yunanistan Merkez Bankas\u0131 ve g\u00fcncel Golden Visa mevzuat\u0131 gere\u011fi, yat\u0131r\u0131m tutar\u0131n\u0131n \u00f6nce yat\u0131r\u0131mc\u0131n\u0131n kendi ad\u0131na a\u00e7\u0131lm\u0131\u015f bir Yunanistan bankas\u0131ndaki hesaba, oradan resmi yollarla (genellikle bloke \u00e7ek y\u00f6ntemiyle) sat\u0131c\u0131ya aktar\u0131lmas\u0131 zorunludur. Yurtd\u0131\u015f\u0131 bankadan do\u011frudan sat\u0131c\u0131ya yap\u0131lan transferler Golden Visa ba\u015fvurusunda reddedilir.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hesap a\u00e7\u0131l\u0131\u015f\u0131 i\u00e7in genellikle \u015funlar istenir: pasaport, AFM, ikametgah belgesi, kaynak belgesi (gelir veya servetin yasal kayna\u011f\u0131n\u0131 g\u00f6sterir). Baz\u0131 bankalar ek belge talep edebilir; avukat\u0131n\u0131z bu s\u00fcreci koordine eder.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ad\u0131m 4 \u2014 M\u00fclk Se\u00e7imi ve \u00d6n Rezervasyon (Kapo)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Avukat, AFM ve banka hesab\u0131 haz\u0131r olduktan sonra m\u00fclk arama s\u00fcrecine ge\u00e7ilebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Be\u011fenilen m\u00fclk i\u00e7in &#8216;Kapo&#8217; ad\u0131 verilen \u00f6n rezervasyon s\u00f6zle\u015fmesi imzalan\u0131r. Bu s\u00f6zle\u015fme ile:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fiyat sabitlenir<\/li>\n\n\n\n<li>M\u00fclk piyasadan \u00e7ekilir<\/li>\n\n\n\n<li>Due Diligence i\u00e7in sat\u0131c\u0131dan belgeler talep edilebilir<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Kapo&#8217;da \u00f6denen kapora miktar\u0131 taraflarca belirlenir; genellikle 5.000\u201320.000 \u20ac aras\u0131nda de\u011fi\u015fir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u26a0\ufe0f \u00d6n rezervasyon (Kapo) s\u00f6zle\u015fmesi tek ba\u015f\u0131na Golden Visa ba\u015fvurusu i\u00e7in yeterli de\u011fildir. Tapu devri tamamlanmadan ba\u015fvuru yap\u0131lamaz.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ad\u0131m 5 \u2014 Hukuki ve Teknik \u0130nceleme (Due Diligence)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Bu ad\u0131m yat\u0131r\u0131m\u0131n en kritik g\u00fcvencesidir ve iki ayr\u0131 uzmanl\u0131k gerektirir:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avukat taraf\u0131ndan hukuki inceleme:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tapu kay\u0131tlar\u0131 ve m\u00fclkiyet ge\u00e7mi\u015fi<\/li>\n\n\n\n<li>Haciz, ipotek ve \u015ferh sorgulamas\u0131<\/li>\n\n\n\n<li>Kadastro kayd\u0131 kontrol\u00fc (Ktimatologio)<\/li>\n\n\n\n<li>Belediye kararlar\u0131 ve imar durumu<\/li>\n\n\n\n<li>Vergi borcu ara\u015ft\u0131rmas\u0131<\/li>\n\n\n\n<li>Sat\u0131c\u0131 kimlik ve yetki do\u011frulamas\u0131<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Sivil m\u00fchendis (Polis Michanikos) taraf\u0131ndan teknik inceleme:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ka\u00e7ak yap\u0131 tespiti (kapat\u0131lm\u0131\u015f balkon, ka\u00e7ak bodrum vb.)<\/li>\n\n\n\n<li>Yap\u0131 ruhsat\u0131 kontrol\u00fc<\/li>\n\n\n\n<li>Kullan\u0131m izni do\u011frulamas\u0131<\/li>\n\n\n\n<li>&#8216;M\u00fchendis Belgesi&#8217; (Vevaiosi Michanikou) d\u00fczenlenmesi<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u26a0\ufe0f M\u00fchendis belgesi olmadan noter sat\u0131\u015f\u0131 ger\u00e7ekle\u015ftiremez. Ka\u00e7ak yap\u0131 tespit edilirse m\u00fclk sat\u0131\u015fa kapat\u0131l\u0131r. Bu inceleme atlanamaz.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Due Diligence tamamlanmadan hi\u00e7bir \u00f6deme yap\u0131lmamal\u0131d\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ad\u0131m 6 \u2014 Resmi Para Transferi<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00fcm incelemeler olumlu sonu\u00e7land\u0131ktan sonra \u00f6deme a\u015famas\u0131na ge\u00e7ilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Golden Visa kapsam\u0131ndaki \u00f6demeler i\u00e7in \u015fu ko\u015fullar zorunludur:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Para \u00f6nce yat\u0131r\u0131mc\u0131n\u0131n Yunanistan&#8217;daki banka hesab\u0131na aktar\u0131lmal\u0131d\u0131r<\/li>\n\n\n\n<li>Oradan sat\u0131c\u0131ya resmi banka kanal\u0131yla (genellikle bloke \u00e7ek) transfer yap\u0131lmal\u0131d\u0131r<\/li>\n\n\n\n<li>Paran\u0131n kayna\u011f\u0131 belgelenebilir olmal\u0131d\u0131r (banka ekstreleri, gelir belgeleri vb.)<\/li>\n\n\n\n<li>T\u00fcm transferler yat\u0131r\u0131mc\u0131 ad\u0131na kay\u0131tl\u0131 olmal\u0131d\u0131r<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Ad\u0131m 7 \u2014 Sat\u0131\u015f S\u00f6zle\u015fmesi ve Noter \u0130\u015flemi<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00fcm inceleme ve \u00f6demeler tamamland\u0131ktan sonra noter huzurunda resmi sat\u0131\u015f s\u00f6zle\u015fmesi imzalan\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">S\u00f6zle\u015fmede yer alan ba\u015fl\u0131ca bilgiler:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sat\u0131\u015f bedeli ve \u00f6deme ko\u015fullar\u0131<\/li>\n\n\n\n<li>Taraflar\u0131n kimlik ve y\u00fck\u00fcml\u00fcl\u00fckleri<\/li>\n\n\n\n<li>Teslim tarihi<\/li>\n\n\n\n<li>Tapu bilgileri<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Sat\u0131\u015f noterden ge\u00e7meden m\u00fclkiyet devri hukuken ger\u00e7ekle\u015fmez.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ad\u0131m 8 \u2014 Tapu Devri ve Kadastro Kayd\u0131 (Ktimatologio)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Noter i\u015flemi tamamland\u0131ktan sonra m\u00fclk Yunanistan Kadastro Sistemine (Ktimatologio) resmi olarak kaydedilir. Bu kay\u0131t m\u00fclkiyetin yasal kan\u0131t\u0131d\u0131r ve Golden Visa ba\u015fvurusu i\u00e7in zorunludur.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ad\u0131m 9 \u2014 Golden Visa Ba\u015fvurusu, Parmak \u0130zi ve Oturum Kart\u0131<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Tapu devri ve kadastro kayd\u0131 tamamland\u0131ktan sonra Golden Visa ba\u015fvuru dosyas\u0131 haz\u0131rlan\u0131r. Dosyada genellikle \u015funlar istenir:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tapu ve kadastro kay\u0131tlar\u0131<\/li>\n\n\n\n<li>Pasaport (t\u00fcm ba\u015fvuranlar i\u00e7in)<\/li>\n\n\n\n<li>Ge\u00e7erli sa\u011fl\u0131k sigortas\u0131<\/li>\n\n\n\n<li>Biyometrik foto\u011fraflar<\/li>\n\n\n\n<li>AFM belgesi<\/li>\n\n\n\n<li>\u00d6deme belgeleri (banka transferi, bloke \u00e7ek dekontlar\u0131)<\/li>\n\n\n\n<li>Hukuki uygunluk evraklar\u0131<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ba\u015fvurunun belirli a\u015famas\u0131nda yat\u0131r\u0131mc\u0131 ve birlikte ba\u015fvuran aile \u00fcyeleri biyometrik kay\u0131t i\u00e7in Yunanistan&#8217;a gider. Onay sonras\u0131nda oturum kartlar\u0131 d\u00fczenlenir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">S\u00fcre\u00e7 \u00d6zet Tablosu<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Ad\u0131m<\/strong><\/td><td><strong>\u0130\u015flem<\/strong><\/td><td><strong>Kim Yapar<\/strong><\/td><td><strong>\u00d6n Ko\u015ful<\/strong><\/td><\/tr><tr><td>1<\/td><td>Avukat Se\u00e7imi &amp; Vekaletname<\/td><td>Yat\u0131r\u0131mc\u0131<\/td><td>\u2014<\/td><\/tr><tr><td>2<\/td><td>AFM Al\u0131nmas\u0131<\/td><td>Avukat (vekaletle)<\/td><td>Vekaletname<\/td><\/tr><tr><td>3<\/td><td>Banka Hesab\u0131 A\u00e7\u0131l\u0131\u015f\u0131<\/td><td>Yat\u0131r\u0131mc\u0131 + Avukat<\/td><td>AFM<\/td><\/tr><tr><td>4<\/td><td>M\u00fclk Se\u00e7imi &amp; \u00d6n Rezervasyon<\/td><td>Yat\u0131r\u0131mc\u0131 + Emlak\u00e7\u0131<\/td><td>AFM, Banka Hesab\u0131<\/td><\/tr><tr><td>5<\/td><td>Hukuki &amp; Teknik \u0130nceleme<\/td><td>Avukat + M\u00fchendis<\/td><td>Kapo s\u00f6zle\u015fmesi<\/td><\/tr><tr><td>6<\/td><td>Para Transferi<\/td><td>Yat\u0131r\u0131mc\u0131 (banka arac\u0131l\u0131\u011f\u0131yla)<\/td><td>Due Diligence onay\u0131<\/td><\/tr><tr><td>7<\/td><td>Sat\u0131\u015f S\u00f6zle\u015fmesi &amp; Noter<\/td><td>Avukat + Noter<\/td><td>\u00d6deme<\/td><\/tr><tr><td>8<\/td><td>Kadastro Kayd\u0131<\/td><td>Avukat<\/td><td>Noter i\u015flemi<\/td><\/tr><tr><td>9<\/td><td>Golden Visa Ba\u015fvurusu<\/td><td>Avukat + Yat\u0131r\u0131mc\u0131<\/td><td>Tapu + Kadastro kayd\u0131<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h1 class=\"wp-block-heading\">B\u00f6l\u00fcm 3: T\u00fcm Maliyetler, S\u0131k Yap\u0131lan Hatalar ve Risk Y\u00f6netimi<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Yat\u0131r\u0131mc\u0131lar\u0131n en s\u0131k d\u00fc\u015ft\u00fc\u011f\u00fc tuzak, b\u00fct\u00e7e hesab\u0131n\u0131 yaln\u0131zca sat\u0131\u015f fiyat\u0131 \u00fczerinden yapmakt\u0131r. Oysa 400.000 Euro&#8217;luk bir m\u00fclk i\u00e7in toplam \u00e7\u0131k\u0131\u015f maliyeti genellikle 430.000\u2013450.000 Euro&#8217;ya ula\u015f\u0131r. Bu fark\u0131 \u00f6nceden bilmek, finansal planlaman\u0131z\u0131n temelini olu\u015fturur.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sat\u0131n Alma Maliyetleri: Kalem Kalem<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Maliyet Kalemi<\/strong><\/td><td><strong>Yakla\u015f\u0131k Oran \/ Tutar<\/strong><\/td><td><strong>A\u00e7\u0131klama<\/strong><\/td><\/tr><tr><td>Tapu Devir Vergisi (\u0130kinci El)<\/td><td>%3,09 (sat\u0131\u015f bedeli \u00fczerinden)<\/td><td>Sat\u0131\u015f tamamlanmadan \u00f6nce \u00f6denir; yeni projede KDV uygulanabilir<\/td><\/tr><tr><td>Noter \u00dccreti<\/td><td>Sat\u0131\u015f bedelinin %0,8\u20131,2&#8217;si<\/td><td>M\u00fclk de\u011ferine g\u00f6re kademeli artar<\/td><\/tr><tr><td>Avukat \u00dccreti<\/td><td>Sat\u0131\u015f bedelinin %1\u20131,5&#8217;i + KDV<\/td><td>Due Diligence dahil; \u00f6nceden netle\u015ftirin<\/td><\/tr><tr><td>Kadastro Kay\u0131t \u00dccreti<\/td><td>300\u2013600 \u20ac (tahmini)<\/td><td>B\u00f6lge ve m\u00fclk de\u011ferine g\u00f6re de\u011fi\u015fir<\/td><\/tr><tr><td>M\u00fchendis Belgesi (Vevaiosi)<\/td><td>300\u2013700 \u20ac (tahmini)<\/td><td>Zorunlu teknik inceleme \u00fccreti<\/td><\/tr><tr><td>\u00c7eviri ve Resmi Belge<\/td><td>200\u2013500 \u20ac (tahmini)<\/td><td>Apostil, terc\u00fcme vb.<\/td><\/tr><tr><td>Banka Masraflar\u0131 &amp; Transfer<\/td><td>500\u20131.500 \u20ac (tahmini)<\/td><td>Transfer komisyonlar\u0131, hesap i\u015fletim<\/td><\/tr><tr><td>Sa\u011fl\u0131k Sigortas\u0131 (GV)<\/td><td>500\u20131.000 \u20ac\/y\u0131l (ki\u015fi ba\u015f\u0131)<\/td><td>Golden Visa i\u00e7in zorunlu<\/td><\/tr><tr><td>Konut Sigortas\u0131<\/td><td>300\u2013800 \u20ac\/y\u0131l<\/td><td>Zorunlu de\u011fil; \u015fiddetle tavsiye edilir<\/td><\/tr><tr><td>Y\u0131ll\u0131k Emlak Vergisi (ENFIA)<\/td><td>M\u00fclk de\u011ferine g\u00f6re<\/td><td>Her y\u0131l \u00f6denir<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Pratik kural: Sat\u0131\u015f fiyat\u0131n\u0131n %7\u201310&#8217;unu ek maliyet olarak b\u00fct\u00e7enize ekleyin.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u26a0\ufe0f Yukar\u0131daki rakamlar 2026 d\u00f6nemine ait genel tahminlerdir. Kesin tutarlar m\u00fclk de\u011ferine, b\u00f6lgeye ve hizmet sa\u011flay\u0131c\u0131ya g\u00f6re farkl\u0131l\u0131k g\u00f6sterir. S\u00f6zle\u015fme imzalamadan \u00f6nce t\u00fcm kalemleri yaz\u0131l\u0131 olarak netle\u015ftirin.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Y\u0131ll\u0131k \u0130\u015fletme Maliyetleri<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">M\u00fclk sat\u0131n al\u0131nd\u0131ktan sonra devam eden y\u0131ll\u0131k maliyetleri de hesaba katmak gerekir:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ENFIA (y\u0131ll\u0131k emlak vergisi): M\u00fclk de\u011ferine ve b\u00f6lgeye g\u00f6re de\u011fi\u015fir<\/li>\n\n\n\n<li>Ortak giderler (apartman aidat\u0131): Ayl\u0131k 50\u2013300 \u20ac (m\u00fclk tipine g\u00f6re)<\/li>\n\n\n\n<li>Konut sigortas\u0131: Y\u0131ll\u0131k 300\u2013800 \u20ac<\/li>\n\n\n\n<li>M\u00fclk y\u00f6netim \u00fccreti (kiralama yap\u0131l\u0131yorsa): Kira gelirinin %10\u201315&#8217;i<\/li>\n\n\n\n<li>Bak\u0131m ve onar\u0131m rezervi: Y\u0131lda 500\u20132.000 \u20ac (binan\u0131n ya\u015f\u0131na g\u00f6re)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Kira Getirisi Ger\u00e7ek\u00e7i Beklentiler<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>B\u00f6lge<\/strong><\/td><td><strong>Ortalama Br\u00fct Kira Getirisi<\/strong><\/td><td><strong>Kirac\u0131 Profili<\/strong><\/td><\/tr><tr><td>Atina Merkezi<\/td><td>%3,5\u20135,0<\/td><td>Turist, gen\u00e7 profesyonel, uzun d\u00f6nem<\/td><\/tr><tr><td>Pire<\/td><td>%4,0\u20136,0<\/td><td>Liman \u00e7al\u0131\u015fan\u0131, uzun d\u00f6nem<\/td><\/tr><tr><td>Marousi<\/td><td>%3,5\u20134,5<\/td><td>Kurumsal, uluslararas\u0131 \u015firket \u00e7al\u0131\u015fan\u0131<\/td><\/tr><tr><td>Glyfada \/ Voula<\/td><td>%3,0\u20134,5<\/td><td>L\u00fcks, \u00fcst gelir grubu<\/td><\/tr><tr><td>Selanik<\/td><td>%3,5\u20135,0<\/td><td>\u00d6\u011frenci, gen\u00e7 profesyonel<\/td><\/tr><tr><td>Halkidiki (yazl\u0131k)<\/td><td>%4,0\u20137,0 (sezonluk)<\/td><td>Turist, k\u0131sa d\u00f6nem kiralama<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u26a0\ufe0f K\u0131sa d\u00f6nem kiralama (Airbnb) i\u00e7in baz\u0131 Golden Visa kategorilerinde \u00f6zel d\u00fczenlemeler mevcuttur. Sat\u0131n alma \u00f6ncesinde avukat\u0131n\u0131zla kiralama stratejinizi konu\u015fun.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Yat\u0131r\u0131mc\u0131lar\u0131n Yapt\u0131\u011f\u0131 10 Kritik Hata<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Avukattan \u00d6nce Ev Se\u00e7mek<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">M\u00fclk se\u00e7imi avukat atanmadan yap\u0131l\u0131rsa hem AFM al\u0131namaz hem de Due Diligence ba\u015flat\u0131lamaz. Avukat her zaman ilk ad\u0131md\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Yanl\u0131\u015f Para Transferi<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Paray\u0131 yurtd\u0131\u015f\u0131ndan do\u011frudan sat\u0131c\u0131ya g\u00f6ndermek Golden Visa ba\u015fvurusunun reddedilmesine yol a\u00e7ar. Para \u00f6nce yat\u0131r\u0131mc\u0131n\u0131n Yunanistan hesab\u0131na, oradan sat\u0131c\u0131ya aktar\u0131lmal\u0131d\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. M\u00fchendis Kontrol\u00fcn\u00fc Atlamak<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ka\u00e7ak yap\u0131 i\u00e7eren m\u00fclkler noterde sat\u0131\u015fa kapat\u0131labilir. M\u00fchendis belgesi olmadan hi\u00e7bir sat\u0131\u015f i\u015flemi tamamlanamaz.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Tapu Kontrol\u00fcn\u00fc Atlamak<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Temiz g\u00f6r\u00fcnen tapularda ipotek, haciz, \u015ferh veya belediye cezas\u0131 gizlenmi\u015f olabilir. Avukat tapu incelemesi yapmadan hi\u00e7bir \u00f6deme yap\u0131lmamal\u0131d\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. Yanl\u0131\u015f B\u00f6lge Se\u00e7imi<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130stenen Golden Visa limitinin alt\u0131nda kalan b\u00f6lgeden al\u0131nan m\u00fclk ba\u015fvuruyu ge\u00e7ersiz k\u0131lar. B\u00f6lge se\u00e7imi her \u015feyden \u00f6nce gelir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. Sadece Emlak\u00e7\u0131ya G\u00fcvenmek<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Emlak dan\u0131\u015fman\u0131 sat\u0131\u015f\u0131 temsil eder; avukat yat\u0131r\u0131mc\u0131y\u0131 temsil eder. Bu iki rol hi\u00e7bir zaman ayn\u0131 ki\u015fide birle\u015fmemelidir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">7. Kiralama Kurallar\u0131n\u0131 Ara\u015ft\u0131rmamak<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Baz\u0131 Golden Visa kategorilerinde k\u0131sa d\u00f6nem turistik kiralama k\u0131s\u0131tlamalar\u0131 bulunmaktad\u0131r. Sat\u0131n alma sonras\u0131 bu kurallar\u0131 \u00f6\u011frenmek \u00e7ok ge\u00e7 olabilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">8. Eski Bina Riskini K\u00fc\u00e7\u00fcmsemek<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">1970\u20131985 yap\u0131m\u0131 binalarda elektrik, su tesisat\u0131, \u00e7at\u0131 ve yap\u0131sal yenileme maliyetleri ciddi b\u00fct\u00e7e gerektirebilir. Sat\u0131n almadan \u00f6nce teknik inceleme \u015fartt\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">9. Sadece Fiyata Odaklanmak<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ucuz m\u00fclk her zaman iyi yat\u0131r\u0131m de\u011fildir. Kira getirisi, de\u011fer art\u0131\u015f potansiyeli, ula\u015f\u0131m ve \u00e7evre fakt\u00f6rleri fiyattan \u00e7ok daha belirleyicidir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">10. Kaynak Belgesi Haz\u0131rlamamak<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Paran\u0131n kayna\u011f\u0131n\u0131n belgelenmesi hem banka hesab\u0131 a\u00e7\u0131l\u0131\u015f\u0131 hem de Golden Visa ba\u015fvurusu i\u00e7in zorunludur. Banka ekstreleri, maa\u015f bordrosu, \u015firket gelir tablolar\u0131 gibi belgeler \u00f6nceden haz\u0131rlanmal\u0131d\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Golden Visa Ba\u015fvurular\u0131nda Ret Nedenleri<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Ret Nedeni<\/strong><\/td><td><strong>A\u00e7\u0131klama<\/strong><\/td><td><strong>\u00d6nlem<\/strong><\/td><\/tr><tr><td>Yanl\u0131\u015f para transferi<\/td><td>\u00d6deme yat\u0131r\u0131mc\u0131n\u0131n Yunanistan hesab\u0131ndan ge\u00e7memi\u015f<\/td><td>Banka hesab\u0131 a\u00e7madan \u00f6deme yapma<\/td><\/tr><tr><td>Yat\u0131r\u0131m limiti eksikli\u011fi<\/td><td>B\u00f6lgeye g\u00f6re limit kar\u015f\u0131lanmam\u0131\u015f<\/td><td>Sat\u0131n almadan \u00f6nce b\u00f6lge limitini do\u011frula<\/td><\/tr><tr><td>Eksik belge<\/td><td>Dosyada zorunlu evrak eksik<\/td><td>Avukatla eksiksiz kontrol listesi haz\u0131rla<\/td><\/tr><tr><td>Yanl\u0131\u015f m\u00fclk kategorisi<\/td><td>M\u00fclk GV kapsam\u0131 d\u0131\u015f\u0131nda<\/td><td>M\u00fclk tipini avukatla teyit et<\/td><\/tr><tr><td>Kaynak belgesi yetersizli\u011fi<\/td><td>Paran\u0131n kayna\u011f\u0131 kan\u0131tlanam\u0131yor<\/td><td>Banka ekstresi ve gelir belgelerini haz\u0131rla<\/td><\/tr><tr><td>Sa\u011fl\u0131k sigortas\u0131 eksikli\u011fi<\/td><td>Ge\u00e7erli sigorta poli\u00e7esi sunulmam\u0131\u015f<\/td><td>Ba\u015fvurudan \u00f6nce sigorta yapt\u0131r<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h1 class=\"wp-block-heading\">B\u00f6l\u00fcm 4: B\u00f6lge Kar\u015f\u0131la\u015ft\u0131rmas\u0131, S\u0131k\u00e7a Sorulan Sorular ve Yat\u0131r\u0131m Kontrol Listesi<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\">Hangi Yat\u0131r\u0131mc\u0131 \u0130\u00e7in Hangi B\u00f6lge?<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Hedef<\/strong><\/td><td><strong>\u00d6nerilen B\u00f6lgeler<\/strong><\/td><td><strong>2026 GV Limiti<\/strong><\/td><\/tr><tr><td>Golden Visa + Sermaye Art\u0131\u015f\u0131<\/td><td>Atina Merkezi, Glyfada, Vouliagmeni<\/td><td>800.000 \u20ac<\/td><\/tr><tr><td>D\u00fczenli Kira Geliri<\/td><td>Pire, Marousi, Selanik<\/td><td>800.000 \u20ac<\/td><\/tr><tr><td>L\u00fcks Ya\u015fam \/ Deniz<\/td><td>Glyfada, Voula, Vouliagmeni<\/td><td>800.000 \u20ac<\/td><\/tr><tr><td>Kurumsal Kirac\u0131<\/td><td>Marousi, Kifissia<\/td><td>800.000 \u20ac<\/td><\/tr><tr><td>Tatil Evi \/ Yazl\u0131k<\/td><td>Halkidiki, Girit, Korfu<\/td><td>400.000 \u20ac<\/td><\/tr><tr><td>Ailece Yerle\u015fim<\/td><td>Marousi, Kifissia, Glyfada<\/td><td>800.000 \u20ac<\/td><\/tr><tr><td>\u00d6\u011frenci Kirac\u0131s\u0131<\/td><td>Selanik<\/td><td>800.000 \u20ac<\/td><\/tr><tr><td>B\u00fct\u00e7e Odakl\u0131 Giri\u015f<\/td><td>Peloponez, Halkidiki<\/td><td>400.000 \u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">S\u0131k\u00e7a Sorulan Sorular (FAQ)<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Yabanc\u0131lar Yunanistan&#8217;da ev sat\u0131n alabilir mi?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Evet. T\u00fcrkiye Cumhuriyeti dahil AB d\u0131\u015f\u0131 \u00fclke vatanda\u015flar\u0131 Yunanistan&#8217;da gayrimenkul sat\u0131n alabilir. Bununla birlikte baz\u0131 s\u0131n\u0131r ve askeri b\u00f6lgelerde ek izin s\u00fcre\u00e7leri uygulanabilir; avukat\u0131n\u0131z bu durumu \u00f6nceden ara\u015ft\u0131r\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ev sat\u0131n almak otomatik oturum hakk\u0131 sa\u011flar m\u0131?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Hay\u0131r. Her gayrimenkul al\u0131m\u0131 Golden Visa hakk\u0131 do\u011furmaz. M\u00fclk\u00fcn bulundu\u011fu b\u00f6lge, yat\u0131r\u0131m tutar\u0131 ve m\u00fclk tipi g\u00fcncel mevzuata uygun olmal\u0131d\u0131r. Golden Visa ba\u015fvurusu i\u00e7in tapu devrinin tamamlanm\u0131\u015f olmas\u0131 da zorunludur.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2026&#8217;da Golden Visa i\u00e7in minimum yat\u0131r\u0131m ne kadard\u0131r?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">M\u00fclk\u00fcn bulundu\u011fu b\u00f6lgeye g\u00f6re iki temel limit ge\u00e7erlidir: Atina, Pire, Selanik ve \u00e7evre b\u00f6lgeler i\u00e7in 800.000 \u20ac; Halkidiki, Peloponez ve di\u011fer k\u0131rsal b\u00f6lgeler i\u00e7in 400.000 \u20ac. Baz\u0131 \u00f6zel d\u00f6n\u00fc\u015f\u00fcm projelerinde farkl\u0131 kurallar uygulanabilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Gayrimenkul sat\u0131n almak Yunan vatanda\u015fl\u0131\u011f\u0131 sa\u011flar m\u0131?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Hay\u0131r. Gayrimenkul al\u0131m\u0131 oturum hakk\u0131 (Golden Visa) sa\u011flar; vatanda\u015fl\u0131k vermez. Vatanda\u015fl\u0131k i\u00e7in genellikle uzun s\u00fcreli fiili ikamet ve ayr\u0131 bir ba\u015fvuru s\u00fcreci gerekir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Golden Visa sahibi Yunanistan&#8217;da s\u00fcrekli ya\u015famak zorunda m\u0131?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yaln\u0131zca oturum kart\u0131n\u0131 korumak isteyen yat\u0131r\u0131mc\u0131lar i\u00e7in genel olarak s\u00fcrekli ikamet zorunlulu\u011fu bulunmamaktad\u0131r. Ancak vatanda\u015fl\u0131k hedefleniyorsa fiili ikamet \u015fartlar\u0131 devreye girer. Bu konu ba\u015fvuru y\u0131l\u0131ndaki g\u00fcncel mevzuata g\u00f6re avukat\u0131n\u0131zla netle\u015ftirilmelidir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ev sat\u0131n ald\u0131ktan sonra Yunanistan&#8217;da \u00e7al\u0131\u015fabilir miyim?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Golden Visa sahibi ki\u015filer maa\u015fl\u0131 \u00e7al\u0131\u015fma konusunda g\u00fcncel mevzuat \u00e7er\u00e7evesindeki kurallara tabidir. Buna kar\u015f\u0131n \u015firket kurma ve yat\u0131r\u0131m yapma farkl\u0131 bir hukuki \u00e7er\u00e7evede de\u011ferlendirilir. Detaylar i\u00e7in bir i\u015f hukuku avukat\u0131na dan\u0131\u015fman\u0131z \u00f6nerilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ald\u0131\u011f\u0131m evi kiraya verebilir miyim?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Evet; ancak kiralama \u015fekli \u00f6nemlidir. Baz\u0131 Golden Visa kategorilerinde k\u0131sa d\u00f6nem turistik kiralama (Airbnb vb.) i\u00e7in \u00f6zel k\u0131s\u0131tlamalar bulunmaktad\u0131r. Sat\u0131n alma karar\u0131ndan \u00f6nce kiralama stratejinizi avukat\u0131n\u0131zla planlay\u0131n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Yunanistan&#8217;da banka hesab\u0131 a\u00e7mak zorunlu mu?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Golden Visa ba\u015fvurusu yapacaklar i\u00e7in zorunludur. Di\u011fer yat\u0131r\u0131mc\u0131lar i\u00e7in teknik olarak zorunlu olmasa da kira tahsilat\u0131, vergi \u00f6demeleri ve m\u00fclk y\u00f6netimi a\u00e7\u0131s\u0131ndan g\u00fc\u00e7l\u00fc bi\u00e7imde tavsiye edilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Sat\u0131n alma s\u00fcreci ne kadar s\u00fcrer?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Dosya eksiksiz haz\u0131rland\u0131\u011f\u0131nda s\u00fcre\u00e7 genellikle 2\u20134 ay i\u00e7inde tamamlanabilir. Banka transferlerindeki gecikmeler, eksik belgeler veya tapu kay\u0131tlar\u0131ndaki sorunlar bu s\u00fcreyi uzatabilir. Golden Visa ba\u015fvurusunun de\u011ferlendirme s\u00fcreci ayr\u0131 hesaplan\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Eski bir bina sat\u0131n almak riskli mi?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">1970\u20131985 d\u00f6nemine ait binalarda ka\u00e7ak yap\u0131, elektrik tesisat\u0131 ve yap\u0131sal sorunlar s\u0131k kar\u015f\u0131la\u015f\u0131lan risklerdir. M\u00fchendis incelemesi bu riskleri ortaya \u00e7\u0131kar\u0131r. Eski binalar daha d\u00fc\u015f\u00fck fiyatla cazip g\u00f6r\u00fcnse de renovasyon maliyeti toplam b\u00fct\u00e7eyi \u00f6nemli \u00f6l\u00e7\u00fcde art\u0131rabilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Sat\u0131n ald\u0131\u011f\u0131m m\u00fclk\u00fc ileride satabilir miyim?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Evet. Yunanistan&#8217;da yabanc\u0131 yat\u0131r\u0131mc\u0131lar\u0131n m\u00fclklerini satmas\u0131 herhangi bir k\u0131s\u0131tlamaya tabi de\u011fildir. Sermaye kazanc\u0131 vergisi uygulamas\u0131 g\u00fcncel mevzuata g\u00f6re de\u011fi\u015febilir; \u00e7\u0131k\u0131\u015f stratejinizi avukat\u0131n\u0131zla planlay\u0131n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">S\u0131n\u0131r b\u00f6lgelerinde m\u00fclk alabilir miyim?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Baz\u0131 s\u0131n\u0131r ve askeri b\u00f6lgelerde yabanc\u0131 uyruklular i\u00e7in ek izin prosed\u00fcrleri uygulanmaktad\u0131r. Bu b\u00f6lgelerde m\u00fclk sat\u0131n almay\u0131 d\u00fc\u015f\u00fcn\u00fcyorsan\u0131z avukat\u0131n\u0131z gerekli izin s\u00fcrecini \u00f6nceden ara\u015ft\u0131rmal\u0131d\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">M\u00fclk\u00fc \u015firket ad\u0131na almak m\u00fcmk\u00fcn m\u00fc?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Evet. Yunanistan&#8217;da kurulmu\u015f veya yabanc\u0131 bir \u015firket ad\u0131na m\u00fclk al\u0131nabilir. Ancak Golden Visa ba\u015fvurusu i\u00e7in m\u00fclkiyetin ger\u00e7ek ki\u015fi ad\u0131na kay\u0131tl\u0131 olmas\u0131 \u015fart\u0131 aranmaktad\u0131r. \u015eirket yap\u0131s\u0131 se\u00e7imi vergi ve miras planlamas\u0131 a\u00e7\u0131s\u0131ndan da de\u011ferlendirilerek yap\u0131lmal\u0131d\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">M\u00fclk sahibi olduktan sonra ne kadar vergi \u00f6derim?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Y\u0131ll\u0131k ENFIA (emlak vergisi) m\u00fclk\u00fcn de\u011ferine, b\u00f6lgesine ve \u00f6zelliklerine g\u00f6re hesaplan\u0131r. Kiralama geliri elde ediliyorsa kira gelir vergisi de s\u00f6z konusudur. Kesin rakamlar i\u00e7in vergi dan\u0131\u015fman\u0131n\u0131za ba\u015fvurun.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Tapu kayd\u0131 ne anlama gelir?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kadastro kayd\u0131 (Ktimatologio) m\u00fclkiyetin resmi devlet sicilindeki belgesidir. Golden Visa ba\u015fvurusu ve t\u00fcm sonraki hukuki i\u015flemler bu kayda dayan\u0131r. Tapu devri noterde ger\u00e7ekle\u015fse de m\u00fclkiyet ancak kadastro kayd\u0131yla hukuken kesinle\u015fir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sat\u0131n Alma \u00d6ncesi Kontrol Listesi<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A\u015fa\u011f\u0131daki sorular\u0131n tamam\u0131n\u0131 &#8216;Evet&#8217; ile yan\u0131tlayabildi\u011finizde sat\u0131n almaya haz\u0131rs\u0131n\u0131z:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Hedefimi belirledim: Golden Visa, kira geliri veya yerle\u015fim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Hedef b\u00f6lgenin 2026 Golden Visa limitini \u00f6\u011frendim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Ba\u011f\u0131ms\u0131z bir avukat se\u00e7tim ve vekaletname d\u00fczenledim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 AFM al\u0131nd\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Yunanistan&#8217;da banka hesab\u0131 a\u00e7\u0131ld\u0131 (Golden Visa i\u00e7in).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 M\u00fclk se\u00e7ildi ve \u00f6n rezervasyon (Kapo) yap\u0131ld\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Avukat hukuki incelemeyi (Due Diligence) tamamlad\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Sivil m\u00fchendis teknik incelemeyi tamamlad\u0131 ve belge d\u00fczenledi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Para kayna\u011f\u0131 belgelendi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Transfer yat\u0131r\u0131mc\u0131n\u0131n Yunanistan hesab\u0131ndan yap\u0131ld\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Sat\u0131\u015f s\u00f6zle\u015fmesi noter huzurunda imzaland\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Kadastro kayd\u0131 tamamland\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Kira stratejim (varsa) avukat\u0131mla planland\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 \u00c7\u0131k\u0131\u015f plan\u0131m\u0131 de\u011ferlendirdim.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">ERANOVA GROUP ile G\u00fcvenli Yat\u0131r\u0131m<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yunanistan&#8217;da gayrimenkul yat\u0131r\u0131m\u0131, do\u011fru planland\u0131\u011f\u0131nda yaln\u0131zca bir konut al\u0131m\u0131 de\u011fil; Euro bazl\u0131 varl\u0131k olu\u015fturma, uluslararas\u0131 portf\u00f6y \u00e7e\u015fitlendirme ve Avrupa&#8217;da uzun vadeli bir gelecek planlamas\u0131d\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ancak ba\u015far\u0131l\u0131 bir yat\u0131r\u0131m i\u00e7in fiyat kadar b\u00f6lge, hukuki s\u00fcre\u00e7, sat\u0131n alma maliyetleri, kira potansiyeli ve g\u00fcncel mevzuat birlikte de\u011ferlendirilmelidir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ERANOVA GROUP olarak yat\u0131r\u0131mc\u0131lar\u0131m\u0131za u\u00e7tan uca profesyonel destek sunuyoruz:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u00f6lge analizi ve yat\u0131r\u0131m stratejisi<\/li>\n\n\n\n<li>Gayrimenkul se\u00e7imi<\/li>\n\n\n\n<li>Hukuki ve teknik Due Diligence<\/li>\n\n\n\n<li>Golden Visa dan\u0131\u015fmanl\u0131\u011f\u0131<\/li>\n\n\n\n<li>AFM ve banka hesab\u0131 s\u00fcre\u00e7leri<\/li>\n\n\n\n<li>Tapu ve kadastro i\u015flemleri<\/li>\n\n\n\n<li>Vergi dan\u0131\u015fmanl\u0131\u011f\u0131<\/li>\n\n\n\n<li>Sat\u0131\u015f sonras\u0131 m\u00fclk y\u00f6netimi<\/li>\n\n\n\n<li>Uzun d\u00f6nem kiralama dan\u0131\u015fmanl\u0131\u011f\u0131<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83c\udf10 <strong>www.eranovagroup.com<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccb G\u00fcncel \u0130lanlar: eranovagroup.com\/ilanlar<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2753 S\u0131k\u00e7a Sorulan Sorular: eranovagroup.com\/sss<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udcda Rehber Makaleler: eranovagroup.com\/makaleler<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yunanistan&#8217;da Ev Sat\u0131n Alma Rehberi 2026 Golden Visa, Tapu S\u00fcreci ve Yat\u0131r\u0131m Stratejisi ERANOVA GROUP | eranovagroup.com B\u00f6l\u00fcm 1: Neden Yunanistan? Temel Kavramlar ve Yat\u0131r\u0131mc\u0131 Tipleri Yunanistan Gayrimenkul Piyasas\u0131na Genel Bak\u0131\u015f 2008 ekonomik krizinin ard\u0131ndan Yunanistan gayrimenkul fiyatlar\u0131 y\u0131llarca bask\u0131 alt\u0131nda kald\u0131. Ancak 2017&#8217;den itibaren tablo dramatik bi\u00e7imde de\u011fi\u015fti. Turizmin toparlanmas\u0131, kentsel d\u00f6n\u00fc\u015f\u00fcm projeleri ve [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9254","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/posts\/9254","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/comments?post=9254"}],"version-history":[{"count":1,"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/posts\/9254\/revisions"}],"predecessor-version":[{"id":9255,"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/posts\/9254\/revisions\/9255"}],"wp:attachment":[{"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/media?parent=9254"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/categories?post=9254"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/tags?post=9254"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}