{"id":9256,"date":"2026-06-25T21:59:46","date_gmt":"2026-06-25T21:59:46","guid":{"rendered":"https:\/\/www.eranovagroup.com\/?p=9256"},"modified":"2026-06-25T21:59:47","modified_gmt":"2026-06-25T21:59:47","slug":"yunanistan-tapu-masraflari-rehberi-2026","status":"publish","type":"post","link":"https:\/\/www.eranovagroup.com\/yunanistan-tapu-masraflari-rehberi-2026\/","title":{"rendered":"Yunanistan Tapu Masraflar\u0131 Rehberi 2026"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Yunanistan Tapu Masraflar\u0131 Rehberi 2026<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Ev Al\u0131rken Ger\u00e7ekte Ne Kadar \u00d6dersiniz? T\u00fcm Kalemler, Senaryolar ve Kontrol Listesi<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ERANOVA GROUP&nbsp; |&nbsp; eranovagroup.com<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">B\u00f6l\u00fcm 1: Neden Tapu Masraflar\u0131 Bu Kadar \u00d6nemlidir?<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Yunanistan&#8217;da gayrimenkul sat\u0131n almay\u0131 d\u00fc\u015f\u00fcnen yat\u0131r\u0131mc\u0131lar\u0131n b\u00fcy\u00fck \u00e7o\u011funlu\u011fu ilk ara\u015ft\u0131rmas\u0131n\u0131 konut fiyat\u0131 \u00fczerine yapar. Ancak ger\u00e7ek b\u00fct\u00e7e planlamas\u0131, sat\u0131\u015f fiyat\u0131n\u0131n \u00f6tesinde bir hesap gerektirir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Toplam sahip olma maliyeti (Total Cost of Ownership) kavram\u0131 tam da burada devreye girer: Bir evi almak ile o evi ger\u00e7ekten sahiplenmek aras\u0131ndaki fark, tapu vergisi, noter, avukat, kadastro ve banka masraflar\u0131ndan olu\u015fan %7\u201310&#8217;luk ek y\u00fckle \u00f6l\u00e7\u00fcl\u00fcr.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Rakamlarla Ger\u00e7ek Tablo<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A\u015fa\u011f\u0131daki tablo, farkl\u0131 konut de\u011ferlerinde sat\u0131\u015f fiyat\u0131 ile toplam maliyet aras\u0131ndaki fark\u0131 \u00f6zetlemektedir:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Konut De\u011feri<\/strong><\/td><td><strong>Tahmini Ek Maliyet (%8)<\/strong><\/td><td><strong>Tahmini Toplam \u00c7\u0131k\u0131\u015f<\/strong><\/td><\/tr><tr><td>250.000 \u20ac<\/td><td>~20.000 \u20ac<\/td><td>~270.000 \u20ac<\/td><\/tr><tr><td>400.000 \u20ac<\/td><td>~32.000 \u20ac<\/td><td>~432.000 \u20ac<\/td><\/tr><tr><td>800.000 \u20ac<\/td><td>~64.000 \u20ac<\/td><td>~864.000 \u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u26a0\ufe0f&nbsp; Bu oranlar genel tahmindir. Ger\u00e7ek maliyet; m\u00fclk\u00fcn t\u00fcr\u00fcne (yeni\/ikinci el), b\u00f6lgeye, se\u00e7ilen hizmet sa\u011flay\u0131c\u0131lara ve Golden Visa kapsam\u0131na g\u00f6re de\u011fi\u015fir. Kesin rakamlar i\u00e7in avukat\u0131n\u0131zla \u00f6n analiz yap\u0131n.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Yeni Konut ile \u0130kinci El Konut Aras\u0131ndaki Vergi Fark\u0131<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vergi yap\u0131s\u0131, m\u00fclk tipine g\u00f6re \u00f6nemli \u00f6l\u00e7\u00fcde farkl\u0131la\u015f\u0131r:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Kriter<\/strong><\/td><td><strong>\u0130kinci El Konut<\/strong><\/td><td><strong>Yeni Proje (\u0130n\u015faat Ruhsatl\u0131)<\/strong><\/td><\/tr><tr><td>Uygulanan Vergi<\/td><td>Tapu Devir Vergisi ~%3,09<\/td><td>KDV (%24) \u2014 ancak 2006\u20132024 aras\u0131 ruhsatl\u0131larda ask\u0131ya al\u0131nm\u0131\u015f olabilir<\/td><\/tr><tr><td>Hesaplama Taban\u0131<\/td><td>Sat\u0131\u015f bedeli veya objektif de\u011fer (hangisi y\u00fcksekse)<\/td><td>Sat\u0131\u015f bedeli<\/td><\/tr><tr><td>\u00d6deme Zaman\u0131<\/td><td>Tapu devri \u00f6ncesi<\/td><td>Sat\u0131\u015f s\u00fcrecinde<\/td><\/tr><tr><td>Dikkat Edilmesi Gereken<\/td><td>Belediye objekt. de\u011ferinin sat\u0131\u015f fiyat\u0131n\u0131 a\u015f\u0131p a\u015fmad\u0131\u011f\u0131n\u0131 kontrol edin<\/td><td>Projenin vergi stat\u00fcs\u00fcn\u00fc avukatla teyit edin<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u26a0\ufe0f&nbsp; Baz\u0131 yeni projelerde KDV muafiyeti veya te\u015fvik uygulamalar\u0131 mevcuttur. Sat\u0131n alaca\u011f\u0131n\u0131z projenin vergi stat\u00fcs\u00fcn\u00fc avukat\u0131n\u0131z arac\u0131l\u0131\u011f\u0131yla sat\u0131n alma \u00f6ncesinde netle\u015ftirin.<\/em><\/p>\n\n\n\n<h1 class=\"wp-block-heading\">B\u00f6l\u00fcm 2: T\u00fcm Maliyet Kalemleri \u2014 Kalem Kalem Analiz<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">A\u015fa\u011f\u0131da Yunanistan&#8217;da konut sat\u0131n al\u0131rken kar\u015f\u0131la\u015fabilece\u011finiz her maliyet kalemi, a\u00e7\u0131klamas\u0131 ve yakla\u015f\u0131k tutar\u0131yla birlikte verilmi\u015ftir.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Maliyet Kalemi<\/strong><\/td><td><strong>Oran \/ Yakla\u015f\u0131k Tutar<\/strong><\/td><td><strong>Kimin \u00d6dedi\u011fi<\/strong><\/td><td><strong>Zorunlu mu?<\/strong><\/td><\/tr><tr><td><strong>Tapu Devir Vergisi (\u0130kinci El)<\/strong><\/td><td>~%3,09 (sat\u0131\u015f bedeli \u00fczerinden)<\/td><td>Al\u0131c\u0131<\/td><td>Evet<\/td><\/tr><tr><td><strong>KDV (Yeni Proje)<\/strong><\/td><td>%24 \u2014 projede ask\u0131ya al\u0131nm\u0131\u015f olabilir<\/td><td>Al\u0131c\u0131<\/td><td>Projeye g\u00f6re<\/td><\/tr><tr><td><strong>Noter \u00dccreti<\/strong><\/td><td>~%0,8\u20131,2 + KDV<\/td><td>Al\u0131c\u0131<\/td><td>Evet<\/td><\/tr><tr><td><strong>Avukat \u00dccreti<\/strong><\/td><td>~%1\u20131,5 + KDV (min. 1.500 \u20ac)<\/td><td>Al\u0131c\u0131<\/td><td>Tavsiye edilir<\/td><\/tr><tr><td><strong>Kadastro Kay\u0131t \u00dccreti<\/strong><\/td><td>300\u2013800 \u20ac<\/td><td>Al\u0131c\u0131<\/td><td>Evet<\/td><\/tr><tr><td><strong>M\u00fchendis Belgesi (Vevaiosi)<\/strong><\/td><td>300\u2013700 \u20ac<\/td><td>Al\u0131c\u0131<\/td><td>Evet<\/td><\/tr><tr><td><strong>AFM (Vergi Numaras\u0131)<\/strong><\/td><td>100\u2013300 \u20ac (avukat \u00fccreti dahil)<\/td><td>Al\u0131c\u0131<\/td><td>Evet<\/td><\/tr><tr><td><strong>Banka Hesab\u0131 A\u00e7\u0131l\u0131\u015f\u0131<\/strong><\/td><td>0\u2013200 \u20ac (bankaya g\u00f6re)<\/td><td>Al\u0131c\u0131<\/td><td>GV i\u00e7in zorunlu<\/td><\/tr><tr><td><strong>SWIFT \/ Para Transferi<\/strong><\/td><td>500\u20131.500 \u20ac (tutara g\u00f6re)<\/td><td>Al\u0131c\u0131<\/td><td>Evet<\/td><\/tr><tr><td><strong>Resmi Terc\u00fcme &amp; Apostil<\/strong><\/td><td>300\u2013600 \u20ac<\/td><td>Al\u0131c\u0131<\/td><td>Evet<\/td><\/tr><tr><td><strong>Vekaletname (TR noter)<\/strong><\/td><td>150\u2013400 \u20ac<\/td><td>Al\u0131c\u0131<\/td><td>Evet<\/td><\/tr><tr><td><strong>Sa\u011fl\u0131k Sigortas\u0131 (GV)<\/strong><\/td><td>500\u20131.000 \u20ac\/y\u0131l (ki\u015fi ba\u015f\u0131)<\/td><td>Al\u0131c\u0131<\/td><td>GV i\u00e7in zorunlu<\/td><\/tr><tr><td><strong>Konut Sigortas\u0131<\/strong><\/td><td>300\u2013800 \u20ac\/y\u0131l<\/td><td>Al\u0131c\u0131<\/td><td>Tavsiye edilir<\/td><\/tr><tr><td><strong>Golden Visa Ba\u015fvuru &amp; Dosya<\/strong><\/td><td>1.000\u20133.000 \u20ac<\/td><td>Al\u0131c\u0131<\/td><td>GV ba\u015fvurusunda<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Her Kalem Hakk\u0131nda Detayl\u0131 Bilgi<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Tapu Devir Vergisi<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130kinci el konut al\u0131mlar\u0131nda uygulanan bu vergi, i\u015flemin en b\u00fcy\u00fck ek kalemidir. Oran yakla\u015f\u0131k %3,09 olup sat\u0131\u015f bedeli veya belediyenin belirledi\u011fi objektif de\u011fer \u00fczerinden hesaplan\u0131r \u2014 hangisi y\u00fcksekse o esas al\u0131n\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pratik hesaplama:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>400.000 \u20ac konut \u2192 yakla\u015f\u0131k 12.360 \u20ac tapu vergisi<\/li>\n\n\n\n<li>800.000 \u20ac konut \u2192 yakla\u015f\u0131k 24.720 \u20ac tapu vergisi<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u26a0\ufe0f&nbsp; Bu vergi tapu devri tamamlanmadan \u00f6nce \u00f6denir. \u00d6deme yap\u0131lmadan noter i\u015flemi ger\u00e7ekle\u015ftirilmez.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Noter \u00dccreti<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yunanistan&#8217;da t\u00fcm gayrimenkul sat\u0131\u015flar\u0131 noter huzurunda ger\u00e7ekle\u015ftirilir. Noter; taraflar\u0131n kimliklerini do\u011frular, s\u00f6zle\u015fmeyi haz\u0131rlar ve sat\u0131\u015f\u0131 hukuken ge\u00e7erli k\u0131lar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00dccret yap\u0131s\u0131 m\u00fclk de\u011ferine g\u00f6re kademeli artar; genel olarak sat\u0131\u015f bedelinin %0,8\u20131,2&#8217;si + %24 KDV olarak hesaplan\u0131r.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>400.000 \u20ac konut \u2192 yakla\u015f\u0131k 3.200\u20134.800 \u20ac + KDV<\/li>\n\n\n\n<li>800.000 \u20ac konut \u2192 yakla\u015f\u0131k 6.400\u20139.600 \u20ac + KDV<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3. Avukat \u00dccreti<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yabanc\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7in yasal zorunluluk olmasa da ba\u011f\u0131ms\u0131z avukatla \u00e7al\u0131\u015fmak kritik \u00f6nemdedir. Avukat; tapu kay\u0131tlar\u0131n\u0131, ipotek ve haciz durumunu, kadastro bilgilerini, belediye kay\u0131tlar\u0131n\u0131 ve vergi bor\u00e7lar\u0131n\u0131 ara\u015ft\u0131r\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00dccret genellikle sat\u0131\u015f bedelinin %1\u20131,5&#8217;i + %24 KDV olarak belirlenir; minimum \u00fccret \u00e7o\u011funlukla 1.500\u20132.000 \u20ac civar\u0131ndad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705&nbsp; Avukat\u0131n\u0131z\u0131n sat\u0131c\u0131 veya emlak dan\u0131\u015fman\u0131yla ba\u011flant\u0131s\u0131 olmad\u0131\u011f\u0131ndan emin olun. Ba\u011f\u0131ms\u0131z avukat se\u00e7imi hukuki g\u00fcvencenizi art\u0131r\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Kadastro Kay\u0131t \u00dccreti<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Tapu devri tamamland\u0131ktan sonra m\u00fclk Yunanistan Kadastro Sistemine (Ktimatologio) kaydedilir. Bu kay\u0131t olmadan m\u00fclkiyet hukuken tamamlanm\u0131\u015f say\u0131lmaz ve Golden Visa ba\u015fvurusu yap\u0131lamaz. Kay\u0131t \u00fccreti genellikle 300\u2013800 \u20ac aras\u0131ndad\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. M\u00fchendis Belgesi (Vevaiosi Michanikou)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Zorunlu teknik inceleme. Bir sivil m\u00fchendis (Polis Michanikos) m\u00fclkte ka\u00e7ak yap\u0131, ruhsats\u0131z eklenti veya yap\u0131sal sorun olmad\u0131\u011f\u0131n\u0131 onaylayan belgeyi d\u00fczenler. Bu belge olmadan noter sat\u0131\u015f\u0131 ger\u00e7ekle\u015ftiremez.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u26a0\ufe0f&nbsp; Ka\u00e7ak yap\u0131 tespit edilirse m\u00fclk sat\u0131\u015fa kapat\u0131l\u0131r. Bu inceleme hi\u00e7bir ko\u015fulda atlanmamal\u0131d\u0131r.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. Banka Masraflar\u0131 ve Para Transferi<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Y\u00fcksek tutarl\u0131 uluslararas\u0131 transferlerde birden fazla banka katman\u0131 devreye girebilir:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>G\u00f6nderici banka komisyonu: 0,1\u20130,3% veya sabit \u00fccret<\/li>\n\n\n\n<li>Arac\u0131 banka (correspondent bank) kesintisi: 15\u201350 \u20ac per transfer<\/li>\n\n\n\n<li>Al\u0131c\u0131 banka i\u015flem \u00fccreti: 0\u201350 \u20ac<\/li>\n\n\n\n<li>D\u00f6viz kuru fark\u0131: Piyasa kuru ile i\u015flem kuru aras\u0131ndaki spread<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">400.000 \u20ac transferde toplam banka maliyeti 500\u20131.500 \u20ac aral\u0131\u011f\u0131nda de\u011fi\u015febilir. Kur riskini y\u00f6netmek i\u00e7in transfer tarihini \u00f6nceden planlay\u0131n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u26a0\ufe0f&nbsp; Golden Visa ba\u015fvurusu i\u00e7in para \u00f6nce yat\u0131r\u0131mc\u0131n\u0131n Yunanistan&#8217;daki kendi banka hesab\u0131na aktar\u0131lmal\u0131, oradan sat\u0131c\u0131ya resmi kanallarla (bloke \u00e7ek) g\u00f6nderilmelidir. Yurtd\u0131\u015f\u0131ndan do\u011frudan sat\u0131c\u0131ya yap\u0131lan transfer Golden Visa ba\u015fvurusunu ge\u00e7ersiz k\u0131lar.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">7. Resmi Terc\u00fcme ve Apostil<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00fcrkiye&#8217;den getirilen pasaport, vekaletname, n\u00fcfus kayd\u0131, medeni durum belgesi gibi evraklar\u0131n yeminli terc\u00fcmesi ve Apostil i\u015flemi gerekir. Toplam maliyet genellikle 300\u2013600 \u20ac aras\u0131ndad\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">8. Sa\u011fl\u0131k Sigortas\u0131 (Golden Visa \u0130\u00e7in Zorunlu)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Golden Visa ba\u015fvurusu yapan her ki\u015fi i\u00e7in ge\u00e7erli bir Yunanistan sa\u011fl\u0131k sigortas\u0131 poli\u00e7esi zorunludur. Ki\u015fi ba\u015f\u0131 y\u0131ll\u0131k maliyet 500\u20131.000 \u20ac aras\u0131nda de\u011fi\u015fir; aile \u00fcyeleri i\u00e7in bu rakam \u00e7o\u011fal\u0131r.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">B\u00f6l\u00fcm 3: \u00dc\u00e7 Farkl\u0131 Yat\u0131r\u0131m Senaryosu<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">A\u015fa\u011f\u0131daki tablolar, farkl\u0131 b\u00fct\u00e7e gruplar\u0131 i\u00e7in sat\u0131n alma maliyetlerini somutla\u015ft\u0131rmaktad\u0131r. Rakamlar ortalama tahminlere dayan\u0131r; ger\u00e7ek de\u011ferler hizmet sa\u011flay\u0131c\u0131ya ve m\u00fclke g\u00f6re de\u011fi\u015fir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Senaryo A \u2014 400.000 \u20ac Yat\u0131r\u0131m (Halkidiki \/ Peloponez B\u00f6lgesi)<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Maliyet Kalemi<\/strong><\/td><td><strong>Yakla\u015f\u0131k Tutar<\/strong><\/td><\/tr><tr><td><strong>Konut Sat\u0131\u015f Bedeli<\/strong><\/td><td>400.000 \u20ac<\/td><\/tr><tr><td><strong>Tapu Devir Vergisi (~%3,09)<\/strong><\/td><td>12.360 \u20ac<\/td><\/tr><tr><td><strong>Noter \u00dccreti (~%1 + KDV)<\/strong><\/td><td>4.960 \u20ac<\/td><\/tr><tr><td><strong>Avukat \u00dccreti (~%1 + KDV)<\/strong><\/td><td>4.960 \u20ac<\/td><\/tr><tr><td><strong>Kadastro Kay\u0131t<\/strong><\/td><td>500 \u20ac<\/td><\/tr><tr><td><strong>M\u00fchendis Belgesi<\/strong><\/td><td>500 \u20ac<\/td><\/tr><tr><td><strong>Terc\u00fcme &amp; Apostil<\/strong><\/td><td>400 \u20ac<\/td><\/tr><tr><td><strong>Banka &amp; Transfer<\/strong><\/td><td>800 \u20ac<\/td><\/tr><tr><td><strong>Sa\u011fl\u0131k Sigortas\u0131 (1 ki\u015fi, 1 y\u0131l)<\/strong><\/td><td>700 \u20ac<\/td><\/tr><tr><td><strong>Golden Visa Dosya Giderleri<\/strong><\/td><td>1.500 \u20ac<\/td><\/tr><tr><td><strong>TOPLAM EK MAL\u0130YET<\/strong><\/td><td>~26.680 \u20ac<\/td><\/tr><tr><td><strong>GER\u00c7EK TOPLAM \u00c7IKI\u015e<\/strong><\/td><td>~426.680 \u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Senaryo B \u2014 800.000 \u20ac Yat\u0131r\u0131m (Atina Merkezi \/ Riviera)<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Maliyet Kalemi<\/strong><\/td><td><strong>Yakla\u015f\u0131k Tutar<\/strong><\/td><\/tr><tr><td><strong>Konut Sat\u0131\u015f Bedeli<\/strong><\/td><td>800.000 \u20ac<\/td><\/tr><tr><td><strong>Tapu Devir Vergisi (~%3,09)<\/strong><\/td><td>24.720 \u20ac<\/td><\/tr><tr><td><strong>Noter \u00dccreti (~%1 + KDV)<\/strong><\/td><td>9.920 \u20ac<\/td><\/tr><tr><td><strong>Avukat \u00dccreti (~%1 + KDV)<\/strong><\/td><td>9.920 \u20ac<\/td><\/tr><tr><td><strong>Kadastro Kay\u0131t<\/strong><\/td><td>800 \u20ac<\/td><\/tr><tr><td><strong>M\u00fchendis Belgesi<\/strong><\/td><td>600 \u20ac<\/td><\/tr><tr><td><strong>Terc\u00fcme &amp; Apostil<\/strong><\/td><td>500 \u20ac<\/td><\/tr><tr><td><strong>Banka &amp; Transfer<\/strong><\/td><td>1.500 \u20ac<\/td><\/tr><tr><td><strong>Sa\u011fl\u0131k Sigortas\u0131 (1 ki\u015fi, 1 y\u0131l)<\/strong><\/td><td>700 \u20ac<\/td><\/tr><tr><td><strong>Golden Visa Dosya Giderleri<\/strong><\/td><td>2.000 \u20ac<\/td><\/tr><tr><td><strong>TOPLAM EK MAL\u0130YET<\/strong><\/td><td>~50.660 \u20ac<\/td><\/tr><tr><td><strong>GER\u00c7EK TOPLAM \u00c7IKI\u015e<\/strong><\/td><td>~850.660 \u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u26a0\ufe0f&nbsp; Yukar\u0131daki rakamlar tahmini ortalama de\u011ferlerdir. KDV oranlar\u0131, noter kademeleri ve avukat \u00fccretleri de\u011fi\u015fkenlik g\u00f6sterebilir. Kesin b\u00fct\u00e7e planlamas\u0131 i\u00e7in ERANOVA GROUP uzmanlar\u0131ndan \u00f6n maliyet analizi talep edin.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Senaryo Kar\u015f\u0131la\u015ft\u0131rma Tablosu<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>&nbsp;<\/td><td><strong>400.000 \u20ac Yat\u0131r\u0131m<\/strong><\/td><td><strong>800.000 \u20ac Yat\u0131r\u0131m<\/strong><\/td><\/tr><tr><td>Golden Visa B\u00f6lgesi<\/td><td>Halkidiki \/ Peloponez<\/td><td>Atina \/ Riviera \/ Pire \/ Selanik<\/td><\/tr><tr><td>Tahmini Ek Maliyet<\/td><td>~26.680 \u20ac<\/td><td>~50.660 \u20ac<\/td><\/tr><tr><td>Ek Maliyet Oran\u0131<\/td><td>~%6,7<\/td><td>~%6,3<\/td><\/tr><tr><td>Tahmini Toplam \u00c7\u0131k\u0131\u015f<\/td><td>~426.680 \u20ac<\/td><td>~850.660 \u20ac<\/td><\/tr><tr><td>\u00d6nerilen Rezerv B\u00fct\u00e7e<\/td><td>+30.000 \u20ac<\/td><td>+55.000 \u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Pratik kural: Sat\u0131n alma b\u00fct\u00e7enizin en az %8\u201310&#8217;unu ek maliyet rezervi olarak ay\u0131r\u0131n. Bu rezerv hem son dakika s\u00fcrprizlerini kar\u015f\u0131lar hem de m\u00fczakere g\u00fcc\u00fcn\u00fcz\u00fc art\u0131r\u0131r.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">B\u00f6l\u00fcm 4: Sat\u0131n Alma Sonras\u0131 Y\u0131ll\u0131k Maliyetler<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Tapu imzaland\u0131ktan sonra masraflar bitmez; y\u0131ll\u0131k sahip olma maliyetleri (annual cost of ownership) hesaba kat\u0131lmadan yap\u0131lan bir yat\u0131r\u0131m projeksiyonu yan\u0131lt\u0131c\u0131 olur.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Y\u0131ll\u0131k Maliyet Kalemleri<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Kalem<\/strong><\/td><td><strong>Yakla\u015f\u0131k Y\u0131ll\u0131k Maliyet<\/strong><\/td><td><strong>A\u00e7\u0131klama<\/strong><\/td><\/tr><tr><td>ENFIA (Y\u0131ll\u0131k Emlak Vergisi)<\/td><td>M\u00fclk de\u011ferine g\u00f6re; 500\u20135.000+ \u20ac<\/td><td>B\u00f6lge, metrekare ve bina ya\u015f\u0131na g\u00f6re hesaplan\u0131r<\/td><\/tr><tr><td>Apartman Aidat\u0131<\/td><td>600\u20133.600 \u20ac (50\u2013300 \u20ac\/ay)<\/td><td>L\u00fcks projelerde daha y\u00fcksek olabilir<\/td><\/tr><tr><td>Konut Sigortas\u0131<\/td><td>300\u2013800 \u20ac<\/td><td>Yang\u0131n, deprem, su bask\u0131n\u0131 vb.<\/td><\/tr><tr><td>Bak\u0131m &amp; Onar\u0131m Rezervi<\/td><td>500\u20132.000 \u20ac<\/td><td>Bina ya\u015f\u0131 ve lokasyona g\u00f6re de\u011fi\u015fir<\/td><\/tr><tr><td>M\u00fclk Y\u00f6netim \u00dccreti<\/td><td>Kira gelirinin %10\u201315&#8217;i<\/td><td>Kiralama yap\u0131l\u0131yorsa<\/td><\/tr><tr><td>Muhasebe &amp; Vergi Beyan\u0131<\/td><td>300\u2013800 \u20ac\/y\u0131l<\/td><td>Kira geliri ve y\u0131ll\u0131k beyan<\/td><\/tr><tr><td>Golden Visa Yenileme<\/td><td>Yakla\u015f\u0131k 5 y\u0131lda bir; 1.500\u20133.000 \u20ac<\/td><td>Kart yenileme ba\u015fvuru masraflar\u0131<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Kira Geliri ile Y\u0131ll\u0131k Maliyetlerin Kar\u015f\u0131la\u015ft\u0131rmas\u0131<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>B\u00f6lge<\/strong><\/td><td><strong>Tahmini Y\u0131ll\u0131k Kira Geliri (400k \u20ac)<\/strong><\/td><td><strong>Tahmini Y\u0131ll\u0131k Gider<\/strong><\/td><td><strong>Net Getiri Tahmini<\/strong><\/td><\/tr><tr><td>Atina Merkezi (uzun d\u00f6nem)<\/td><td>14.000\u201320.000 \u20ac<\/td><td>4.000\u20137.000 \u20ac<\/td><td>%2,5\u20133,3 net<\/td><\/tr><tr><td>Pire (uzun d\u00f6nem)<\/td><td>16.000\u201324.000 \u20ac<\/td><td>4.000\u20136.000 \u20ac<\/td><td>%3,0\u20134,5 net<\/td><\/tr><tr><td>Marousi (kurumsal kirac\u0131)<\/td><td>14.000\u201318.000 \u20ac<\/td><td>4.000\u20136.500 \u20ac<\/td><td>%2,4\u20133,4 net<\/td><\/tr><tr><td>Halkidiki (sezonluk)<\/td><td>16.000\u201328.000 \u20ac<\/td><td>5.000\u20138.000 \u20ac<\/td><td>%2,8\u20135,0 net<\/td><\/tr><tr><td>Selanik (\u00f6\u011frenci\/gen\u00e7 prof.)<\/td><td>14.000\u201320.000 \u20ac<\/td><td>3.500\u20136.000 \u20ac<\/td><td>%2,6\u20134,1 net<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u26a0\ufe0f&nbsp; Net getiri tahminleri; ENFIA, sigorta, y\u00f6netim \u00fccreti ve ortalama bo\u015fluk oran\u0131 (%5\u201310) d\u00fc\u015f\u00fcld\u00fckten sonra hesaplanm\u0131\u015ft\u0131r. K\u0131sa d\u00f6nem kiralama (Airbnb) getirileri sezona ve doluluk oran\u0131na g\u00f6re \u00f6nemli \u00f6l\u00e7\u00fcde farkl\u0131la\u015fabilir.<\/em><\/p>\n\n\n\n<h1 class=\"wp-block-heading\">B\u00f6l\u00fcm 5: Yat\u0131r\u0131mc\u0131lar\u0131n Yapt\u0131\u011f\u0131 10 Kritik Hata<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">1. B\u00fct\u00e7eyi Sadece Sat\u0131\u015f Fiyat\u0131 \u00dczerinden Planlamak<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">400.000 \u20ac b\u00fct\u00e7e varsa 400.000 \u20ac&#8217;luk ev al\u0131n\u0131r mant\u0131\u011f\u0131 yanl\u0131\u015ft\u0131r. Ger\u00e7ek \u00e7\u0131k\u0131\u015f maliyeti yakla\u015f\u0131k 427.000 \u20ac&#8217;dur. B\u00fct\u00e7e planlamas\u0131 en az %8\u201310 rezerv i\u00e7ermelidir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Avukats\u0131z \u0130lerlemek<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Avukat \u00fccreti konut de\u011ferinin %1\u20131,5&#8217;idir. Oysa temizlenmemi\u015f bir tapudan kaynaklanabilecek hukuki sorunlar bu tutar\u0131n onlarca kat\u0131na mal olabilir. Avukat bir maliyet de\u011fil, sigortad\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. M\u00fchendis \u0130ncelemesini Atlamak<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ka\u00e7ak yap\u0131 i\u00e7eren m\u00fclklerin sat\u0131\u015f\u0131 noterde durabilir. Bu inceleme zorunludur ve 300\u2013700 \u20ac&#8217;luk maliyeti tart\u0131\u015fmas\u0131z en de\u011ferli harcamalardan biridir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Golden Visa i\u00e7in Yanl\u0131\u015f Para Transferi Yapmak<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Paray\u0131 T\u00fcrkiye&#8217;den do\u011frudan sat\u0131c\u0131ya g\u00f6ndermek Golden Visa ba\u015fvurusunun reddedilmesine yol a\u00e7ar. Para mutlaka \u00f6nce yat\u0131r\u0131mc\u0131n\u0131n Yunanistan hesab\u0131na aktar\u0131lmal\u0131, oradan bloke \u00e7ekle sat\u0131c\u0131ya g\u00f6nderilmelidir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. Kur Riskini Hesaplamamak<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">400.000 \u20ac&#8217;luk i\u015flemde kurun %2 de\u011fi\u015fmesi 8.000 \u20ac&#8217;luk fark olu\u015fturur. Transfer tarihini \u00f6nceden planlay\u0131n; b\u00fcy\u00fck i\u015flemlerde forward s\u00f6zle\u015fmesi se\u00e7ene\u011fini bankan\u0131zla de\u011ferlendirin.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. Y\u0131ll\u0131k Maliyetleri B\u00fct\u00e7eye Dahil Etmemek<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">ENFIA, aidat, sigorta ve bak\u0131m giderleri y\u0131ll\u0131k 3.000\u20138.000 \u20ac ek y\u00fck olu\u015fturabilir. Bu rakamlar yat\u0131r\u0131m getirisi hesab\u0131na mutlaka dahil edilmelidir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">7. Kiralama Kurallar\u0131n\u0131 Ara\u015ft\u0131rmamak<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Baz\u0131 Golden Visa kategorilerinde k\u0131sa d\u00f6nem turistik kiralama k\u0131s\u0131tlamalar\u0131 mevcuttur. Sat\u0131n alma sonras\u0131 bu kurallar\u0131 \u00f6\u011frenmek \u00e7ok ge\u00e7 olabilir; kiralama stratejinizi avukat\u0131n\u0131zla \u00f6nceden planlay\u0131n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">8. Eski Bina Riskini K\u00fc\u00e7\u00fcmsemek<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">1970\u20131985 yap\u0131m\u0131 binalarda elektrik, tesisat ve yap\u0131sal yenileme maliyetleri 20.000\u201360.000 \u20ac&#8217;ya ula\u015fabilir. D\u00fc\u015f\u00fck sat\u0131\u015f fiyat\u0131 bu riski gizleyebilir; m\u00fchendis incelemesi bu durumu ortaya \u00e7\u0131kar\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">9. Kaynak Belgesi Haz\u0131rlamamak<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Banka hesab\u0131 a\u00e7\u0131l\u0131\u015f\u0131 ve Golden Visa ba\u015fvurusu i\u00e7in paran\u0131n kayna\u011f\u0131n\u0131n belgelenmesi zorunludur. Banka ekstreleri, maa\u015f bordrolar\u0131 veya \u015firket gelir tablolar\u0131 sat\u0131n alma s\u00fcrecinden \u00f6nce haz\u0131rlanmal\u0131d\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">10. Vergi Dan\u0131\u015fmanl\u0131\u011f\u0131 Almamak<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kira geliri elde eden yat\u0131r\u0131mc\u0131lar Yunanistan&#8217;da gelir vergisi m\u00fckellefi olur. \u00c7ifte vergilendirme anla\u015fmalar\u0131 ve y\u0131ll\u0131k beyan y\u00fck\u00fcml\u00fcl\u00fckleri i\u00e7in vergi dan\u0131\u015fman\u0131 deste\u011fi al\u0131nmas\u0131, uzun vadede ciddi tasarruf sa\u011flayabilir.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">B\u00f6l\u00fcm 6: S\u0131k\u00e7a Sorulan Sorular<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Tapu devir vergisi oran\u0131 2026&#8217;da ka\u00e7t\u0131r?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130kinci el konutlarda uygulanan oran yakla\u015f\u0131k %3,09&#8217;dur. Vergi, sat\u0131\u015f bedeli ile belediye objektif de\u011ferinden y\u00fcksek olan\u0131 \u00fczerinden hesaplan\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Yeni projelerde tapu vergisi var m\u0131d\u0131r?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yeni projelerde tapu devir vergisi yerine %24 KDV uygulanabilir; ancak belirli tarihler aras\u0131nda ruhsat alm\u0131\u015f projelerde KDV ask\u0131ya al\u0131nm\u0131\u015f olabilir. Her projenin vergi stat\u00fcs\u00fc ayr\u0131 ayr\u0131 kontrol edilmelidir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Tapu vergisi ne zaman \u00f6denir?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Tapu devri tamamlanmadan \u00f6nce \u00f6denir. \u00d6deme yap\u0131lmadan noter i\u015flemi ger\u00e7ekle\u015ftirilmez.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Golden Visa yat\u0131r\u0131mc\u0131lar\u0131 i\u00e7in ek masraf var m\u0131d\u0131r?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Resmi vergiler ayn\u0131 kurallara tabidir. Ancak Golden Visa ba\u015fvurusu; sa\u011fl\u0131k sigortas\u0131, resmi terc\u00fcme, aile bireyleri i\u00e7in evrak ve dosya haz\u0131rl\u0131k giderleri nedeniyle standart al\u0131mlara g\u00f6re 3.000\u20135.000 \u20ac ek maliyet do\u011furabilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Avukat \u00fccreti pazarl\u0131k konusu mudur?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Evet. Avukatlar sabit tarife yerine m\u00fczakere edilebilir \u00fccretlerle \u00e7al\u0131\u015fabilir. Bununla birlikte, \u00e7ok d\u00fc\u015f\u00fck \u00fccretle \u00e7al\u0131\u015fan avukatlar\u0131n hizmet kalitesini sorgulamak \u00f6nemlidir. Yat\u0131r\u0131m g\u00fcvenli\u011fi a\u00e7\u0131s\u0131ndan deneyimli ve ba\u011f\u0131ms\u0131z bir avukat tercih edilmelidir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Kadastro kayd\u0131 zorunlu mudur?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Evet. Kadastro kayd\u0131 olmadan m\u00fclkiyet hukuken tamamlanm\u0131\u015f say\u0131lmaz. Golden Visa ba\u015fvurusu yap\u0131lamaz ve ileride sat\u0131\u015f i\u015flemleri sorunlu hale gelebilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Para transferini nas\u0131l yapmal\u0131y\u0131m?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Golden Visa yat\u0131r\u0131m\u0131 i\u00e7in para \u00f6nce yat\u0131r\u0131mc\u0131n\u0131n Yunanistan&#8217;daki kendi banka hesab\u0131na aktar\u0131lmal\u0131, oradan sat\u0131c\u0131ya resmi yolla (bloke \u00e7ek) g\u00f6nderilmelidir. T\u00fcrkiye&#8217;den do\u011frudan sat\u0131c\u0131ya yap\u0131lan transfer kabul edilmez.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">D\u00f6viz kuru riskini nas\u0131l y\u00f6netirim?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Transfer tarihini \u00f6nceden planlay\u0131n. B\u00fcy\u00fck tutarlar i\u00e7in bankan\u0131zdan forward kur sabitleme se\u00e7ene\u011fini de\u011ferlendirin. 400.000 \u20ac&#8217;luk i\u015flemde kurun %2 oynamas\u0131 8.000 \u20ac&#8217;luk fark yarat\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">ENFIA ne kadard\u0131r?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">M\u00fclk\u00fcn bulundu\u011fu b\u00f6lgeye, metrekaresine, bina ya\u015f\u0131na ve objektif de\u011ferine g\u00f6re hesaplan\u0131r. Atina merkezi i\u00e7in metrekare ba\u015f\u0131 y\u0131ll\u0131k 10\u201330 \u20ac civar\u0131nda olabilir; kesin rakam i\u00e7in avukat\u0131n\u0131z veya vergi dan\u0131\u015fman\u0131n\u0131z \u00f6n hesaplama yapabilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Konut sigortas\u0131 zorunlu mudur?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yasal zorunluluk her durumda ge\u00e7erli de\u011fildir. Ancak deprem riskinin g\u00f6rece y\u00fcksek oldu\u011fu Yunanistan&#8217;da yang\u0131n, deprem ve su bask\u0131n\u0131na kar\u015f\u0131 sigorta yapt\u0131r\u0131lmas\u0131 g\u00fc\u00e7l\u00fc bi\u00e7imde tavsiye edilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Tapu i\u015flemleri ne kadar s\u00fcrer?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Belgeler eksiksiz haz\u0131rland\u0131\u011f\u0131nda s\u00fcre\u00e7 genellikle 4\u20138 hafta i\u00e7inde tamamlanabilir. Banka transferlerindeki gecikmeler, eksik belgeler veya tapu sorunlar\u0131 bu s\u00fcreyi uzatabilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Terc\u00fcman ve yeminli terc\u00fcme \u015fart m\u0131?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Evet. T\u00fcrkiye&#8217;den getirilen resmi belgeler yeminli terc\u00fcmeden ge\u00e7irilmeli ve gerekti\u011finde Apostil i\u015flemi yapt\u0131r\u0131lmal\u0131d\u0131r. Bu hizmet genellikle toplam 300\u2013600 \u20ac maliyetle kar\u015f\u0131lan\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Sat\u0131n ald\u0131ktan sonra evi kiraya verebilir miyim?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Evet; ancak kiralama tipi \u00f6nemlidir. Baz\u0131 Golden Visa kategorilerinde k\u0131sa d\u00f6nem kiralama k\u0131s\u0131tlamalar\u0131 mevcuttur. Kiralama stratejinizi avukat\u0131n\u0131zla sat\u0131n alma \u00f6ncesinde netle\u015ftirin.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Masraflar\u0131 azaltmak m\u00fcmk\u00fcn m\u00fc?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Resmi vergiler ve zorunlu har\u00e7lar sabittir; bu kalemlerde indirim m\u00fcmk\u00fcn de\u011fildir. Ancak do\u011fru banka se\u00e7imi, \u00f6nceden planlanan d\u00f6viz transferi ve deneyimli hukuk ekibiyle \u00e7al\u0131\u015fmak toplam maliyeti optimize edebilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">ERANOVA GROUP hangi konularda destek verir?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">B\u00f6lge analizi, m\u00fclk se\u00e7imi, \u00f6n maliyet hesaplamas\u0131, hukuki Due Diligence, Golden Visa dan\u0131\u015fmanl\u0131\u011f\u0131, tapu ve kadastro i\u015flemleri, vergi planlamas\u0131 ile sat\u0131\u015f sonras\u0131 m\u00fclk y\u00f6netimi konular\u0131nda u\u00e7tan uca profesyonel hizmet sunulmaktad\u0131r.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">B\u00f6l\u00fcm 7: Sat\u0131n Alma \u00d6ncesi Maliyet Kontrol Listesi<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">A\u015fa\u011f\u0131daki sorular\u0131n tamam\u0131n\u0131 yan\u0131tlad\u0131ktan sonra sat\u0131n alma karar\u0131 verin:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705&nbsp; Hedef m\u00fclk\u00fcn sat\u0131\u015f fiyat\u0131n\u0131, %8\u201310 ek maliyet rezerviyle birlikte b\u00fct\u00e7eme ekledim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705&nbsp; M\u00fclk\u00fcn ikinci el mi yoksa yeni proje mi oldu\u011funu ve buna g\u00f6re hangi verginin uyguland\u0131\u011f\u0131n\u0131 \u00f6\u011frendim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705&nbsp; Ba\u011f\u0131ms\u0131z bir avukat se\u00e7tim ve \u00fccret anla\u015fmas\u0131 yapt\u0131m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705&nbsp; Vekaletname d\u00fczenledim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705&nbsp; AFM al\u0131nd\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705&nbsp; Yunanistan&#8217;da kendi ad\u0131ma banka hesab\u0131 a\u00e7\u0131ld\u0131 (Golden Visa i\u00e7in zorunlu).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705&nbsp; Para transferini nas\u0131l yapaca\u011f\u0131m\u0131 avukat\u0131m ve bankayla planlad\u0131m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705&nbsp; Hukuki Due Diligence (avukat) ve teknik inceleme (m\u00fchendis) i\u00e7in b\u00fct\u00e7e ay\u0131rd\u0131m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705&nbsp; Y\u0131ll\u0131k ENFIA, aidat ve bak\u0131m maliyetlerini yat\u0131r\u0131m getirim hesab\u0131na dahil ettim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705&nbsp; Kiralama stratejimi avukat\u0131mla de\u011ferlendirdim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705&nbsp; Sa\u011fl\u0131k sigortas\u0131 poli\u00e7emi haz\u0131rlad\u0131m (Golden Visa i\u00e7in zorunlu).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705&nbsp; Kaynak belgelerimi (banka ekstresi, gelir belgesi) haz\u0131rlad\u0131m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705&nbsp; \u00c7\u0131k\u0131\u015f stratejimi d\u00fc\u015f\u00fcnd\u00fcm: ileride satmak istedi\u011fimde sermaye kazanc\u0131 vergisi durumunu \u00f6\u011frendim.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">ERANOVA GROUP ile \u015eeffaf Yat\u0131r\u0131m S\u00fcreci<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yunanistan&#8217;da gayrimenkul yat\u0131r\u0131m\u0131; hukuk, finans, vergi ve g\u00f6\u00e7menlik dan\u0131\u015fmanl\u0131\u011f\u0131n\u0131 bir arada gerektiren \u00e7ok boyutlu bir s\u00fcre\u00e7tir. ERANOVA GROUP olarak yat\u0131r\u0131mc\u0131lar\u0131m\u0131za s\u00fcrpriz maliyetler ya\u015fatmamay\u0131 ve t\u00fcm giderleri ba\u015f\u0131ndan \u015feffaf bi\u00e7imde sunmay\u0131 ilke ediniyoruz.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hizmetlerimiz:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00d6n maliyet analizi ve b\u00fct\u00e7e planlamas\u0131<\/li>\n\n\n\n<li>B\u00f6lge ve m\u00fclk se\u00e7imi dan\u0131\u015fmanl\u0131\u011f\u0131<\/li>\n\n\n\n<li>Hukuki ve teknik Due Diligence<\/li>\n\n\n\n<li>Golden Visa dan\u0131\u015fmanl\u0131\u011f\u0131<\/li>\n\n\n\n<li>AFM ve banka hesab\u0131 s\u00fcre\u00e7leri<\/li>\n\n\n\n<li>Tapu ve kadastro i\u015flemleri<\/li>\n\n\n\n<li>Vergi planlamas\u0131 ve y\u0131ll\u0131k beyan deste\u011fi<\/li>\n\n\n\n<li>Sat\u0131\u015f sonras\u0131 m\u00fclk y\u00f6netimi ve kira dan\u0131\u015fmanl\u0131\u011f\u0131<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83c\udf10&nbsp; www.eranovagroup.com<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83c\udfe1&nbsp; G\u00fcncel Projeler: eranovagroup.com\/ilanlar<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2753&nbsp; S\u0131k\u00e7a Sorulan Sorular: eranovagroup.com\/sss<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udcda&nbsp; Rehber Makaleler: eranovagroup.com\/makaleler<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Yunanistan Tapu Masraflar\u0131 2026 | ERANOVA GROUP | eranovagroup.com<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yunanistan Tapu Masraflar\u0131 Rehberi 2026 Ev Al\u0131rken Ger\u00e7ekte Ne Kadar \u00d6dersiniz? T\u00fcm Kalemler, Senaryolar ve Kontrol Listesi ERANOVA GROUP&nbsp; |&nbsp; eranovagroup.com B\u00f6l\u00fcm 1: Neden Tapu Masraflar\u0131 Bu Kadar \u00d6nemlidir? Yunanistan&#8217;da gayrimenkul sat\u0131n almay\u0131 d\u00fc\u015f\u00fcnen yat\u0131r\u0131mc\u0131lar\u0131n b\u00fcy\u00fck \u00e7o\u011funlu\u011fu ilk ara\u015ft\u0131rmas\u0131n\u0131 konut fiyat\u0131 \u00fczerine yapar. Ancak ger\u00e7ek b\u00fct\u00e7e planlamas\u0131, sat\u0131\u015f fiyat\u0131n\u0131n \u00f6tesinde bir hesap gerektirir. Toplam sahip [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9256","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/posts\/9256","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/comments?post=9256"}],"version-history":[{"count":1,"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/posts\/9256\/revisions"}],"predecessor-version":[{"id":9257,"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/posts\/9256\/revisions\/9257"}],"wp:attachment":[{"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/media?parent=9256"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/categories?post=9256"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.eranovagroup.com\/wp-json\/wp\/v2\/tags?post=9256"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}